BINs may not be suitable for advertising payments for various reasons. Some cards may be blocked by anti-fraud systems due to their association with accounts violating platform rules. Others may be unsuitable because of their type or country of issuance due to restrictions set by the advertising platform itself. One way to address this issue is by using BIN checkers. These tools help verify information about bank cards and reduce the risk of payment blocks.
What Are BINs?
A BIN (Bank Identification Number) is the first six digits of a bank card number, identifying the issuing bank. This number contains information about the card type, country of origin, and the issuing bank. Knowing this information helps companies make informed decisions when processing payments and preventing fraudulent activities.
What Are BIN Checkers and How to Use Them?
BIN checkers are online services that allow you to verify information associated with a BIN. With their help, you can find out which bank and country the card belongs to, as well as other important details. This is particularly important in media buying as it helps avoid payment blocks and reduces financial risks.
Let’s look at three BIN checker services and how to use them with the example of BIN 542418.
Key Features of BIN Checkers:
- Card Authenticity Check: Determine if the card belongs to the stated bank and country.
- Card Type Identification: Identify whether the card is debit, credit, prepaid, etc.
- Region Verification: Find out the country of card issuance, crucial for processing international transactions.
1. PSTNET “Pulse”
PSTNET Pulse is an online BIN checker from the financial platform PSTNET, which issues virtual cards for various purposes, including media buying. For service cards, the BIN checker offers extended information: the percentage of declined and approved payments, billing thresholds, and average card expenditure.
By entering BIN 542418, you can obtain the following information:
- Card Type
- Issuing Bank Name
- Card Issuance Country
- ISO Country Code
2. Bincheck.io
Bincheck.io is another tool for checking BINs. The site offers a database with over 365,460 unique BINs, as well as tools for IP/BIN verification, geolocation, and credit card generation.
By entering BIN 542418, the service provides information on:
- Card Type, Brand, and Level
- Issuing Bank
- Issuance Country
- ISO Country Name and Country Flag
- ISO Country Code
3. Binlist.net
Binlist.net is another web service for checking credit and debit card metadata by their BIN. The service offers an API for integration into applications, with a request limit of up to 5 per hour. For unlimited access and support for 8-digit BINs, you can subscribe to a paid plan.
Using BIN 542418, you can find the following information on the site:
- Card Type and Brand
- Issuing Bank
- Card Issuance Country
Conclusion
Online BIN checkers are a convenient tool for verifying information about bank cards. They help avoid payment blocks, improve the efficiency of financial operations, and reduce the risk of fraud. Using services like PSTNET Pulse, Bincheck.io, and Binlist.net allows you to get accurate and up-to-date information. These three BIN checkers are excellent assistants in media buying and other areas where card information is crucial.
