Seamless Start: A Step-by-Step Guide to Activate Your SBI Pulse Credit Card

The SBI Pulse Credit Card is meant for people who are fitness freaks and are motivated to maintain health and fitness. It provides many different health memberships and benefits for the well-being of the cardholders. It comes with a Noise ColorFit Pulse 2 Max smartwatch as a welcome gift. Also, this card offers Fitpass Pro and Netmeds membership, reward points, domestic lounge access, and many more benefits. It offers SBI Credit Card Reward Points Convert to Cash by writing an e-mail to SBI or calling the helpline number, i.e. 1860 180 1290. Once the card is delivered, the cardholder is required to activate the credit card before using it. There are two methods of activating the credit card, i.e., online and offline. In this article, we will be discussing the different ways of credit card activation in detail.

Why Should You Get an SBI Pulse Credit Card?

You should opt for this credit card if you are:

• A health or fitness freak.
• If you are looking for a card that offers benefits related to health and entertainment,
• It also offers lounge benefits, which can make travel easy and convenient.
• You can also get air accident and fraud liability insurance coverage.
• But this card is not suited if you are looking for lifestyle benefits or a high reward rate on categories other than health and wellness.

Fees and Charges

Mentioned below are the fees and charges associated with SBI Pulse Credit Card:

Fees / Charges	Amount
Annual Fee (one time)	INR 1,499
Renewal Fee (per annum)	INR 1,499
Finance Charges	3.50% per month
Late Payment Fee	<INR 500 = Nil INR 500 – INR 1000 = INR 400 INR 1000 – INR 10,000 = INR 750 INR 10,000 – INR 25,000 = INR 950 INR 25,000 – INR 50,000 = INR 1100 > INR 50,000 = INR 1300

How do you apply for an SBI Pulse Card?

Below are the steps to apply for a SBI Pulse Card:

Step 1: Launch the official website of SBI Card.

Step 2: Under the tab “Apply”, click “Apply Now”.

Step 3: A list of all cards will then be displayed on the screen.

Step 4: Choose the SBI Pulse credit card and click “Apply Now”.

Step 5: Fill out the details required in the application form and click “Submit”.

Eligibility Criteria

Mentioned below are the eligibility parameters to apply for SBI Pulse Credit Card:

• The minimum age of an applicant should be 18 years.
• The maximum age of an applicant should be 65 years.
• An applicant can either be a salaried individual or a self-employed individual.
• He/ she should have a decent credit score, i.e. 750 or above.
• He/ she should have a stable income.

Different Ways to Activate SBI Pulse Credit Card

Mentioned below are the different modes to activate and generate the PIN of the SBI Pulse Credit Card:

1. Online Method
2. Via Internet Banking

Step 1: In the case of a first-time user, the cardholder is required to register first.

Step 2: Then, he/ she is required to generate a PIN.

Step 3: Visit the SBI portal and log in using your credentials.

Step 4: Navigate to the tab “Requests”.

Step 5: Now, select the tab “Card Activation”.

Step 6: Enter the credit card number along with the OTP received on your registered device.

Step 7: Re-enter the same OTP.

Step 8: Authorize the process by clicking “Activate”.

Step 9: If you are not a first-time user, log in using your credit card number and PIN.

Step 10: Click “Submit”.

1. Via Mobile Banking

Step 1: Install the SBI mobile banking app on your smartphone.

Step 2: If the application has already been installed, log in to your account.

Step 3: In the case of a first-time user, generate the User ID and password to log in to your account.

Step 4: An OTP will be received on your registered mobile number.

Step 5: Enter the same and click “Proceed”.

Step 6: Set the MPIN and then enable touch ID for credit card activation.

Step 7: Navigate to the tab “Requests”.

Step 8: Choose the option for card activation.

Step 9: Enter the credit card details like credit card number, CVV number, and expiry date of the card.

Step 10: Confirm the details and click “Activate”.

2. Via E-Mail 

Step 1: At first, log in to your SBI card account.

Step 2: Under the tab “Contact Us”, click the option “E-mail”.

Step 3: Enter your SBI credit card number and then request for the card to be activated.

Step 4: A confirmation message will then be received on the SBI card account and also on the registered e-mail ID.

1. Offline Method

1. By Visiting ATM

Step 1: Visit any nearest ATM.

Step 2: Insert the card into the ATM machine.

Step 3: Choose the desired language.

Step 4: Set the ATM PIN with the help of OTP.

Step 5: Provide the OTP received on the registered mobile number.

Step 6: Provide the mobile number for verification purposes.

Step 7: After that, a 4-digit pin will be received.

Step 8: Re-type the same and click “Confirm”.

Step 9: Once it is completed, click “Submit”.

3. By Calling Customer Care Number

Step 1: Call the toll-free number 1800 180 1290 to get the card activated by calling customer care.

Step 2: Follow the instructions as per the IVR response.

Step 3: Provide the credit card details, mobile number, and e-mail address for the purpose of verification.

Step 4: Proceed further to get the SBI card activated.

4. By Sending an SMS

Step 1: Register yourself for first-time users.

Step 2: Change the PIN for security reasons.

Step 3: Send an SMS to 567676 from your registered mobile number to get the SBI credit card PIN changed.

Step 4: Type the last 4 digits of your credit card.

Step 5: After verification, send the SMS to get the SBI credit card activated.

SBI Pulse Credit Card Customer Care Number

In the case of any query, suggestion, or complaint, kindly contact the below-mentioned numbers:

Toll-free numbers	1860 500 1290 1860 180 1290 1860 180 7777
Email Id	customercare@sbicard.com
City-wise number	39020202 (Add your local STD code before dialling)